Onbelai Terms of Service

We start every project with a discovery call to see if your startup is a fit for our style of modeling. We generally work with tech teams who have between 3 and 12 employees based here in Aberdeen or across Scotland. When you book an engagement, you are working directly with Duncan or Sarah. We don't use junior staff or interns to handle your ledgers. Most projects, like a full runway audit, take about 2 weeks to finish from the moment we get your data. We expect you to provide accurate information from your bank and accounting software. If the data is messy, it might take us a few extra days to clean it up before the real work starts. We usually respond to any questions within 4 business hours during our normal office hours at Queens Road. By the way, we're not the cheapest option in the city, but we don't hide our fees. We'll say no to a project if we don't think we can add value to your next board meeting.

We believe in clear numbers, so we use fixed-price estimates for almost all our work. Our basic runway checks usually cost £1,450 as a one-off fee. For larger tasks like investment prep, we charge around £3,800 per engagement. You will know the exact cost before we even open a single spreadsheet. We don't like surprise bills any more than you do. Payment is usually split into two parts: a deposit to start and the final amount once we hand over the files. If you are on a strategic retainer, we bill monthly at an agreed rate. This covers your board meeting prep and continuous runway monitoring. We accept standard bank transfers and expect payment within 7 business days of the invoice date. If a project scope changes—for example, if you add a second business unit mid-way through—we will talk about the price change immediately. No fluff, just straightforward billing. Honestly, this keeps the focus on the spreadsheets instead of the clock.

One thing we do differently is that you own everything we build for you. We create your financial models in Excel or Google Sheets so you can use them daily. There is no special software to buy and we never use locked cells. Once we handover the project, those files belong to your startup forever. We treat your ledger data as strictly confidential. Since 2017, we have handled data for 47 active tech clients. We keep your spreadsheets on encrypted servers and only use your numbers to build the models you requested. We won't share your "Zero Cash Date" or monthly burn rate with anyone else without your written permission. You are responsible for keeping your own copies of the files safe after the project ends. We usually keep a backup for 12 months just in case you lose access or have a hardware failure. If you need us to sign a specific NDA before looking at your cap table, that is no problem at all.

Our models are built to help you make better decisions for your company. They are practical tools based on the specific data you give us. However, a financial model is not a guarantee that you will get funded. We help you get investor-ready, but the final deal is always between you and the VC firm or angel investor. We use market data for valuations, but markets in the tech sector can change quickly. Our reports are for your internal planning and board discussions. We are not responsible for any financial losses if your startup runs out of cash sooner than the model suggests due to unexpected market shifts. Business involves risk, especially for early-stage startups. We provide the spreadsheets and the logic, but you make the final calls. We've seen our models pass investor due diligence in 93% of cases recently, but every investor has different priorities. We focus on plain English finance so you can explain your numbers clearly to anyone who asks. Clear numbers, no guesswork.